Financial Dignity for Those Who Serve.

Providing fast, fair, and transparent loans specifically designed for Civil Servants, Pensioners, and NGO workers in Kotido and beyond.

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Trusted & Licensed
Fast Approval
Fair Rates
IOG staff member assisting a smiling elderly pensioner with dignity

Our Ethical Stance

At IOG COMPANY SMC FINANCES LTD, we believe credit should be a tool for progress, not a trap. We operate with humane interest rates and absolute transparency, ensuring our community's backbone our civil servants and elders are treated with the respect they deserve.

Transparency

No hidden fees or charges

Community Focus

Serving Kotido since 2024

Excellence

Licensed financial institution

Tailored Loan Products

Choose from our specialized loan packages designed for different professions

Civil Servants

Salary-backed loans with flexible repayment terms aligned with your payroll cycle.

  • Rate: Competitive & Fixed
  • Speed: 15min Approval
  • Terms: 1-3 Months

Pensioners

Dignified financial support for senior citizens to manage life's unexpected costs.

  • Rate: Reduced Senior Rate
  • Terms: Up to 3 Months
  • Benefit: Special Senior Care

NGO Workers

Specialized credit facilities for those working in the humanitarian sector.

  • Rate: Fair & Transparent
  • Benefit: No Hidden Fees
  • Security: Data Protected

Visit Our Office

We are located in the heart of Kotido, ready to serve you in person.

IOG COMPANY SMC FINANCES LTD
P.O. BOX 870160, KOTIDO
Senior Quarters Road, Plot Number 11
Next to Skyline Hotel, Kotido, Uganda

Phone: 0790310684

Email: iog@gmail.com

Hours: Mon-Fri 8:00 AM - 5:00 PM

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